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Money saving tips make it easy to save money and time. 
Womens fitness has money saving tips to make a lasting improvement in your life. Follow this plan to financial fitness.
When a woman saves money and time, she has more quality time to enjoy life with her family.
Simplify your life wherever possible and enjoy your family, special interests, and hobbies.
Money saving tips can be fun to follow.
Check out the list and add your own tips.
Health Costs Save on health costs by protecting your health. Have good health insurance. See your medical doctor on a regular basis. Follow the doctor’s advice. Exercise on a regular basis. Stay at a healthy weight.
Medication Comparison shop for medication. The difference can be major for the same medication. Ask your MD for samples. Don’t be shy. This can save you money on an ongoing basis. Ask if a generic would work for you. Some pharmacies are even giving large discounts on categories of medications.
Stop Smoking!!! The advantages are enormous. You will save a tremendous amount of money. Add up 5-10-15 or more years of money you spend on cigarettes. Add up the potential medical costs. Check out these stop smoking resources.
You can save your family from 2nd hand smoke problems that can affect the rest of their lives. Read stop smoking resource books. Use stop smoking CD's and DVD's.
Your health will improve and you may be able to save your lungs and prevent many types of cancer. Heart disease will decrease.
Check out the stop smoking tips now.
Books and Magazines Join your public library. Save money on magazines and newspapers. Still buying books? Check out your local library first. Many libraries sell used books for .50 up. Or buy inexpensive books. Find a local used book store or try buying online.
Clothing Check out the sales, discounts and used clothing stores. The Salvation Army and Good Will stores often have almost new clothes at great savings.
Presents
Draw names for holiday family giving. After the initial adjustment, everyone will be very pleased with the plan.
Work - Transportation Do you have a long commute to work? Consider changing jobs or moving closer to your work. The savings are major in time, gas, wear and tear on your vehicle. You may be able to ride a bike or walk to work. Try public transportation or car pools. Cut your work days from 5 to 4 ten hour days.
Consider working from your home.
Furniture Used furniture is a great savings. Shop the flea market, Salvation Army,
Computers Cut your computer expense. Use a computer at the library. Join a local computer club. Many have repair services at zero to minimal cost. If they can’t fix your problem – ask for a referral to someone they trust. You can save hundreds of dollars!
Attend your computer club’s classes and special interest groups. (SIGS) Learn all you can. Computers are here to stay and knowledge = time and money.
Coupons Save coupons. They really add up!
Restaurants How to eat out and save money and calories. Split meals with your partner, friend and co-worker. Restaurants will usually split meals for you. Most leftovers just get thrown out anyway.
Ask for Senior prices. “Many restaurants have senior specials – but you do have to ask for them.”
Use restaurant coupons. Look for your favorites.
Order water. It’s good for you. The price is right. Do you like lemonade? Order water with lemon. Add your own sugar or sugar substitute. Presto – you have free lemonade!
Eat out early and take advantage of the early bird specials.
Shopping Don’t go shopping for fun. Make a list and stick to it! Shop for discounted items. Shop from catalogues.
Why do you shop? Do you really need something or are you depressed? Consider seeing a licensed counselor. This could make a major improvement in just a few visits.
Pay Cash Pay off your mortgage as soon as possible.
Comparison shop for repair services. Locate an Angies list type of evaluation service in your community. Do a google search.
The Total Money Makeover by Dave Ramsey Your Money or Your Life by Joe Dominguez and Vicki Robin Women and Money by Suze Orman
Smart Women Finish Rich by David Bach
The One Minute Millionaire by Mark Victor Hansen and Robert G. Allen Money Saving Tips to Resources
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